Whether you are looking to go on a holiday, get married, do some home renovations or just consolidate some debts 2 Ezy Finance can tailor fit a personal loan to suit you. We offer both secured and unsecured personal loans depending on the need and your situation. Secured loans are a type of personal loan that is secured by an asset such as a car or home to gain lower interest rates or higher loan amounts. Unsecured personal loans require no security and are assessed on the credit worthiness of the borrower.
Our fully qualified brokers at 2 Ezy Finance help you find the right personal loan that’s affordable, flexible and competitive with low rates that suit your budget.
Interest rates can either be fixed or variable. You can choose which one you feel best suits your needs and requirements.
Fixed Rate – Means that your loan interest rate will be fixed for the term and will not change with the rise and fall of interest rates. This gives you the security of knowing that your loan repayments will not change for the entire period of your loan.
Variable Rate – Means that your monthly repayments can vary depending on the rise and fall of interest rates. This can be advantageous if you wish to make the most interest rate fluctuations in the market.
To ensure you make the right choice our 2 Ezy Finance Brokers can discuss the pros and cons of both fixed and variable rate loans.
Fees –All lenders have some sort of fees associated with their loans. These usually include upfront or application fees and account keeping fees. These can vary from lender to lender. Some lenders have higher fees and lower interest rates and other lenders have lower fees with higher interest rates so it is important to look at all aspects of the loan to see what is the most competitive for you.
